Phone: 3619 3807

Address: Flat/Room C, 6/F, China Insurance Building, No48 Cameron Road, Tsim Sha Tsui, Kowloon, Hong Kong

WAS Accounting

WAS Accounting

Services

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Loan Referral & Matching Service

This is a low fixed fee for professional assessment, lender matching, and application support. No success-based fees; we earn from lender partnerships if approved. Actual loan terms (interest, amount, tenor) depend on the lender's approval.

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General Accounting & Financial Management Service

This is a fixed annual fee for standard personal services (suitable for individuals with simple finances, e.g., salary income + debt repayments). Additional complex needs (e.g., investment tracking, multiple properties) may incur extra charges quoted sepa

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Individual Voluntary Arrangement (IVA)

The Individual Voluntary Arrangement (IVA) is a court-supervised, legally binding agreement between you and your creditors to repay a portion of your debts over a fixed period (usually 4–6 years), with

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Debt Relief Plan (DRP)

The Debt Relief Plan (DRP) is a flexible, out-of-court arrangement to consolidate and restructure your debts with creditors (often banks and finance companies), reducing interest rates and monthly paym

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Interbank Debt Relief Plan (IDRP)

The Interbank Debt Relief Plan (IDRP), supported by the Hong Kong Monetary Authority (HKMA) and industry associations, is a standardized, digitized framework for individuals struggling with unsecured c

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Bankruptcy Application Assistance

Bankruptcy is a formal legal process under the Bankruptcy Ordinance where, upon court approval of a debtor's or creditor's petition, your debts are managed by the Official Receiver or trustee, leading to eventual discharge (typically after 4–8 years). It

Debt Restructuring Case Sharing

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